Personal Banking
Personal Savings Accounts
If you have any questions about our accounts, please call or email us, and we will be glad to assist you.
First Savings
Every Penny Counts® Savings
Christmas Club
Health Savings
Certificate of Deposits
CD Rates
First Savings
- Initial deposit of $25.00
- Interest paid quarterly
- Six transfers/withdrawals allowed each statement cycle
- $2.00 charge for each transaction after six
- Tiered interest rates according to balance
- FREE Internet Banking
- FREE Online Statement
- FREE Direct Deposit
- FREE 24 Hour Telephone Account Access (First Connection)
Every Penny Counts® Savings- BankFirst will round up each debit card purchase to the nearest dollar and transfer the difference from your checking account to your savings account.
- Designed especially for people participating in the Every Penny Counts® program. (Must have an active BankFirst checking account and BankFirst debit card to participate.)
- Initial deposit of $10.00
- 1.51% Annual Percentage Yield paid on balances of $.01 - $1,499.99.
.10% Annual Percentage Yield paid on balances of $1,500.00 and above. - Interest paid quarterly
- No service charge as long as you actively participate in the Every Penny Counts® program, otherwise a $3.00 quarterly service charge will apply. To remain active in the Every Penny Counts® program, you must have at least one round-up credit deposited to your savings account each statement cycle.
- Six transfers/withdrawals allowed each statement cycle
- $2.00 charge for each transaction after six
- FREE Internet Banking
- FREE Online Statement
- FREE Direct Deposit
- FREE 24 Hour Telephone Account Access (First Connection)
Already have an existing BankFirst Savings Account?
Click Here to Download a Printable Version of the Enrollment Form
or Click Here* to Submit an Online Enrollment Form.
*You will be redirected to the Internet Banking log in page. Please log in to Internet Banking, and then click the 'Forms' tab to access the online enrollment form.
You must read and agree to the Truth in Savings Disclosures.
The Every Penny Counts® program is operated under license from Every Penny Counts, Inc., a Delaware corporation based upon, inter alia, U.S. Patent # 6,112,191, dated August 29, 2000.
Christmas Club
- Initial deposit of $5.00
- Early closing fee of $10.00
- Early Withdrawal fee of $10.00
- Coupon Books
- Check for balance will be mailed in November
Health Savings
- No minimum amount to open account
- No minimum deposit
- Account set-up at no charge
- Interest-bearing account, begin earning interest with the first dollar deposited to the account
- Interest compounded and credited monthly
- Unlimited check writing at no charge
- First 100 personalized checks free
- Unlimited bank drafts at no charge
- Unlimited debit card usage at no charge
- Monthly statements
- For additional information about our Health Savings account, click here.
Certificate of Deposits
Looking for a way to keep large deposits? Click here to learn more about CDARS® or email us.
CD Rates
| Term | Minimum Balance Requirement & Opening Deposit | Interest Rate | Annual Percentage Yield | Compound Method |
| 1 Month | $2,500.00 | 0.60% | 0.60% | Simple Interest |
| 3 Month | $2,500.00 | 0.60% | 0.60% | Simple Interest |
| 6 Month | $2,500.00 | 1.20% | 1.20% | Simple Interest |
| 9 Month | $2,500.00 | 1.40% | 1.40% | Simple Interest |
| 12 Month | $2,500.00 | 1.50% | 1.50% | Simple Interest |
| 15 Month | $2,500.00 | 1.74% | 1.75% | Quarterly |
| 18 Month | $1,000.00 | 1.49% | 1.50% | Quarterly |
| 24 Month | $1,000.00 | 1.49% | 1.50% | Quarterly |
| 30 Month | $1,000.00 | 1.74% | 1.75% | Quarterly |
| 36 Month | $1,000.00 | 1.74% | 1.75% | Quarterly |
| 48 Month | $1,000.00 | 2.23% | 2.25% | Quarterly |
| 60 Month | $1,000.00 | 2.23% | 2.25% | Quarterly |
| *6 Month Online Special | $10,000.00 | 1.74% | 1.75% | Simple Interest |
This APY is accurate from March 16 to March 23, 2010.
Penalty for early withdrawal
*Maximum amount for this special is $250,000.00
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
