Personal Banking

Mortgage Loans

At BankFirst we offer a wide array of mortgage loans, and we can assist you in understanding which financing option is right for you.

Fixed-rate Lock in an interest rate and monthly payment for the length of your loan.
FHA/VA Government insured and guaranteed home loans offer low down payments.
Refinancing You may be able to save money or lower your monthly payments through lower interest rates.
Construction Loans You can construct your home borrowing the money only as you need it. Upon completion of your home you may be able to transfer your construction loan to a permanent mortgage.

FAQ

The Mortgage Loan Process

What to Bring to a Loan Application

Click Here to submit your Mortgage Prequalification Application Online

Click Here to print a Mortgage Prequalification Application

See one of our mortgage loan originators:

Melissa Nichols
900 Main Street
Columbus, MS 39701
(662) 243-7122

Chelsea Bell
916 Highway 12 West
Starkville, MS 39760
(662) 323-3995

Kathy Coker
5352 Lakeland Drive,
Suite 1500
Flowood, MS 39232
(601) 506-3885

Brian Sistrunk
1597 Highland Colony Parkway
Madison, MS 39110
(601) 503-0345

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.